Discover Enhanced Cash Value

The Enhanced Cash Value program enables seniors to access significantly more cash than they would otherwise receive from the cash surrender value in their Universal Life policies, without the need for medical records or underwriting. With just an illustration, Coventry will provide advisors who have clients with qualifying polices an Enhanced Cash Value quote in 24 hours, and, in many cases, transactions can be closed in five days or less.

Submit a Policy for ECV

Getting Started

Coventry offers two convenient ways to secure an Enhanced Cash Value for your clients with eligible Universal Life policies.

Case-by-Case Submissions

You identify potential opportunities, one at a time.
You get the illustration and any other necessary documents.
You receive ECV to present to your clients as received.

Request FREE Marketing Kit

Book of Business Review

We review your entire book for ECV and more.
We do all the heavy lifting, including back office.
We give you the resources to bring greater value to all of your clients.

Schedule Call to Learn More

Request an Enhanced Cash Value for Your Clients Now

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Press Releases

Coventry Launches Enhanced Cash Value Program for Universal Life Insurance Policyowners

FORT WASHINGTON, PA, April 22, 2025: Coventry, the leader and creator of the secondary market for life insurance, today announced the launch of Enhanced Cash Value, a new program that enables seniors to access significantly more cash than they would otherwise receive from the cash surrender value in their Universal Life insurance policies, without the need for medical records or underwriting.